Notabene

Notabene helps businesses perform crypto transactions in a regulatory compliant way. Think of us as the SWIFT network for Crypto.

New global regulations for crypto transactions are here and will be enforced over the next year. Businesses now have to follow strict rules similar to banks, or shut down.

We provide a SaaS platform that allows businesses to perform due-diligence on their counter-parties and manage the risk of incoming and outgoing transactions.

High-Level Overview

Notabene is a crypto compliance and payments infrastructure platform that acts as the “trust layer” for global money movement between traditional finance and the digital asset ecosystem. The company builds a compliance-first, network-based platform that enables financial institutions and virtual asset service providers (VASPs) to conduct secure, instant, and compliant stablecoin and crypto transactions at scale. Its core product is a crypto payment authorization network that automates Travel Rule compliance, counterparty verification, and risk screening, allowing institutions to transact with any counterparty while meeting global regulatory requirements.

Notabene serves banks, fintechs, crypto exchanges, and payment providers that need to manage regulatory and counterparty risk in cross-border crypto transactions. It solves the critical problem of how to move value globally in a way that is both fast and compliant, especially as regulators demand more transparency around crypto payments. The company has strong growth momentum: it powers over $1 trillion in annualized transaction volume, connects more than 1,900 VASPs globally, and supports customers across 100+ jurisdictions, making it one of the most widely adopted compliance rails in the institutional crypto space.

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Origin Story

Notabene was founded in 2020 with the mission of making crypto transactions a part of the everyday economy by bridging crypto markets with traditional financial systems. The idea emerged from the growing regulatory complexity around crypto, particularly the FATF Travel Rule, which requires VASPs to share customer information during transfers—similar to traditional wire rules. As crypto adoption surged, institutions lacked a standardized, interoperable way to comply, creating friction and risk in cross-border payments.

The founding team brought deep expertise in fintech, blockchain, and decentralized identity, with backgrounds in building both traditional banking infrastructure and crypto-native financial products. Early traction came from partnerships with leading crypto platforms and financial institutions seeking a scalable, secure way to implement Travel Rule compliance. A pivotal moment was the launch of its open network model, which created a global, permissionless ecosystem of verified financial institutions, accelerating adoption and positioning Notabene as a foundational layer for compliant crypto payments.

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Core Differentiators

1. Open, Global Compliance Network

• Operates the world’s largest open network of verified financial institutions and VASPs, enabling instant, compliant transactions across 100+ jurisdictions.
• Network effects: more participants increase trust, reduce friction, and lower compliance costs for all members.

2. Crypto Payment Authorization Layer

• Not just a compliance tool, but a full payment authorization network that enables real-time decision-making on counterparty risk, wallet identification, and Travel Rule data exchange.
• Supports infinite assets and blockchains, making it future-proof as new chains and stablecoins emerge.

3. Industry-Leading Data Protection & Privacy

• SafePII: the only escrowed exchange of encrypted PII in the industry, ensuring privacy while meeting regulatory demands.
• Compliant with GDPR, Singapore PDPA, and other major data regimes, with plug-and-play end-user consent flows.

4. Enterprise-Grade Infrastructure

• 24/7 uptime, configurable SLAs, and seamless integration with IAM systems (GSuite, SAML/Okta).
• Real-time audit dashboards, security reports, and phased onboarding that minimize technical lift.

5. Revenue-Driving Operational Efficiency

• Automates trust decisions and reduces AML risk exposure, allowing institutions to scale globally without sacrificing compliance.
• Enables faster settlement, lower fraud risk, and new revenue streams through stablecoin and crypto payments.

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Role in the Broader Tech Landscape

Notabene is riding the convergence of three powerful trends: the rise of stablecoins as a global payments rail, the tightening of crypto regulation worldwide, and the institutionalization of digital assets. As central banks and regulators push for more transparency in crypto transactions, the Travel Rule and similar frameworks are becoming non-negotiable for any serious player in the space. Notabene sits at the intersection of these forces, providing the infrastructure that allows traditional finance to safely engage with crypto.

The timing is critical: as stablecoins increasingly replace legacy cross-border payment systems, the need for a standardized, interoperable compliance layer becomes existential. Notabene’s open network model mirrors the success of other networked infrastructures (like SWIFT or card networks) but is built natively for the blockchain era. By enabling compliant, instant, and scalable crypto payments, Notabene is helping to shape the future of global finance—where value moves as easily as information, but with built-in trust and regulatory alignment.

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Quick Take & Future Outlook

Notabene is poised to become the de facto trust layer for global crypto payments, much like KYC/AML rails are for traditional banking. In the near term, expect deeper integration with central bank digital currencies (CBDCs), expansion into new regulatory regimes, and more sophisticated risk-scoring and fraud prevention tools powered by on-chain and off-chain data. As stablecoins gain traction in remittances, trade finance, and institutional treasury operations, Notabene’s network will become increasingly critical infrastructure.

The company’s influence will grow not just as a compliance vendor, but as an enabler of new financial products and business models—fintechs, neobanks, and even traditional banks will increasingly rely on Notabene to launch compliant crypto-native services. In a world where “compliant by design” is the new standard, Notabene’s vision of making crypto transactions part of the everyday economy is no longer aspirational—it’s becoming the operating system for global money movement.