Meanwhile is a technology company.
Meanwhile has raised $141.0M across 3 funding rounds.
Meanwhile has raised $141.0M in total across 3 funding rounds.
Meanwhile is a FinTech company that provides the world's first regulated Bitcoin-denominated life insurance policies, allowing users to pay premiums and receive death benefits entirely in BTC without converting to fiat.[1][2][5] Headquartered in Hamilton, Bermuda, and founded in 2021 with over 60 employees, it serves long-term Bitcoin holders—individuals and institutions—solving the problem of wealth protection and estate planning within the Bitcoin ecosystem, where traditional fiat-based insurance falls short.[1][2] The company recently raised $82M in a growth round at a $400M valuation, led by Bain Capital Crypto, Haun Ventures, Apollo, and Pantera Capital, signaling strong momentum for scaling operations, product development, and market expansion.[1]
Meanwhile was founded in 2021 by co-founder and CEO Zac Townsend to fill a critical gap in financial services for Bitcoin holders who want to manage wealth without exiting the BTC ecosystem.[2] The idea emerged from recognizing that long-term holders needed insurance products denominated and settled in Bitcoin, combining traditional insurance principles with a Bitcoin-native investment strategy.[2][4] Early traction came from securing a license for its carrier, Meanwhile Insurance Bitcoin (Bermuda) Limited, enabling fully regulated operations in Bermuda, and attracting top-tier investors like Bain Capital Crypto, Haun Ventures, Pantera Capital, and Northwestern Mutual.[1][2] A pivotal moment was the October 2025 $82M growth funding at $400M valuation, validating its model and positioning it for global expansion.[1]
(Note: A separate French robotics firm named Meanwhile exists but is unrelated to this FinTech entity.[3])
Meanwhile rides the Bitcoin maximalism and crypto adoption trend, capitalizing on BTC's maturation as a store of value amid institutional inflows and regulatory clarity in jurisdictions like Bermuda.[1][2] Timing is ideal post-2025 funding boom in FinTech/crypto insurance hybrids, as market forces—rising BTC holdings, demand for non-custodial wealth tools, and AI-driven efficiencies—favor native crypto products over fiat conversions.[1][2][4] It influences the ecosystem by pioneering "Bitcoin standard" financial primitives, encouraging other insurers to explore crypto-denominated risks and yields, while bridging traditional finance with crypto via diverse investors.[2]
Meanwhile is poised to dominate Bitcoin life insurance with its $82M war chest fueling team growth, AI underwriting upgrades, and new markets beyond Bermuda.[1][2] Trends like BTC ETF approvals, rising HODLer demographics, and AI in insurtech will accelerate adoption, potentially expanding to BTC annuities or retirement products. Its influence may evolve from niche innovator to ecosystem standard-setter, empowering BTC holders to "protect and grow wealth in Bitcoin" at scale—cementing its role as the go-to for crypto-native financial security.[5]
Meanwhile has raised $141.0M in total across 3 funding rounds.
Meanwhile's investors include Acrew Capital, Bain Capital Crypto, Exponent Founders Capital, General Catalyst, LGF, Mouro Capital, MS&AD Ventures, StillMark, Vouch Insurance, Dylan Field, Hunter Horsley, Karim Atiyeh.
Meanwhile has raised $141.0M across 3 funding rounds. Most recently, it raised $82.0M Series B in October 2025.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| Oct 1, 2025 | $82.0M Series B | Acrew Capital, Bain Capital Crypto, Exponent Founders Capital, General Catalyst, LGF, Mouro Capital, MS&AD Ventures, StillMark, Vouch Insurance, Dylan Field, Hunter Horsley, Karim Atiyeh, Parker Conrad, Sam Altman, Sam Blond, Sean Harper, Wences Casares | |
| Apr 1, 2025 | $40.0M Series A | Acrew Capital, Bain Capital Crypto, Exponent Founders Capital, General Catalyst, LGF, Mouro Capital, MS&AD Ventures, StillMark, Vouch Insurance, Dylan Field, Hunter Horsley, Karim Atiyeh, Parker Conrad, Sam Altman, Sam Blond, Sean Harper | |
| Jun 1, 2023 | $19.0M Seed | 2048 Ventures, Accel, Access Biotechnology, Acrew Capital, Afore Capital, AirAngels, Alt Capital, AngelList, Bain Capital Crypto, Adeyemi Ajao, Basis Set Ventures, BlockTower Capital, Broadhaven Capital Partners, C2 Investment, Coatue, Data Tech Fund, Elefund, Embedded Ventures, Exponent Founders Capital, Founder Collective, General Catalyst, Greylock, Kleiner Perkins, LAUNCH, LGF, Lightspeed Venture Partners, Lowercarbon Capital, monashees, Mouro Capital, MS&AD Ventures, NEO, Pale Blue Dot, Patron, Polygon, Prototype Capital, Ride Ventures, Sarona Ventures, Scalar Capital, Sixth Street, Softbank Latin America Fund, Spark Capital, StillMark, The Hit Forge, True Ventures, venBio, Vouch Insurance, Westlake Village BioPartners, Xochi Ventures, Y Combinator, Aaron Levie, Ajit Tripathi, Akshay Kothari, Anne Wojcicki, Arash Ferdowsi, Ben Tossell, Biz Stone, Claire Hughes Johnson, Do Kwon, Dylan Field, Fidji Simo, Frederic Kerrest, Gokul Rajaram, Howie Liu, Hunter Horsley, Jeremy Stoppelman, Justin Mateen, Karim Atiyeh, Kunal Shah, Louis Beryl, Luca Ascani, Max Mullen, Neha Narkhede, Parker Conrad, Ricardo Weder, Roger Laughlin Carvallo, Sam Altman, Sam Blond, Scot Wingo, Sean Behr, Sean Harper, Sep Kamvar, Shishir Mehrotra, Tim Griffin, Wences Casares |