Financial Solutions Lab

The Financial Solutions Lab operates as an incubator and accelerator, cultivating and scaling mission-driven ventures in the U.S. It develops fintech solutions tailored for low- and moderate-income households, providing resources to promising innovations. This approach introduces financial tools and services that expand access and address critical market gaps.

Established in 2014, the Lab is a partnership between JPMorgan Chase and the Financial Health Network. This collaboration arose from the insight that improving financial health for underserved populations necessitates innovative solutions, and financial technology offers a powerful means to overcome systemic barriers. The initiative aims to accelerate impactful approaches.

The Lab primarily supports ventures serving low- and moderate-income households nationwide. Its vision is to elevate financial health as a national priority, fostering widespread adoption of products that significantly enhance financial stability. The program seeks broad industry influence by championing transformative financial health solutions.