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NEST is the United Kingdom's public-service defined contribution workplace pension scheme, providing an accessible platform for individuals to save for retirement through employer contributions. It manages and invests these contributions across diverse fund choices, aiming for optimal long-term growth for its members, simplifying pension savings for millions.

The National Employment Savings Trust was established by the UK government following the Pensions Act 2008, commencing operations in July 2012. This initiative addressed widespread under-saving for retirement by implementing automatic enrolment. The core insight was to overcome inertia, ensuring a universal pension provision where private options were not broadly effective.

Millions of UK workers across diverse sectors utilize NEST. Its mission is to help individuals achieve greater financial security in retirement through simplification and widespread access. NEST continuously evolves its offering, adapting to member needs and the economic landscape, fostering more financially secure retirees.