Capchase is a technology company.
Capchase has raised $215.0M across 3 funding rounds.
Capchase has raised $215.0M in total across 3 funding rounds.
Capchase is a fintech company providing non-dilutive revenue-based financing, flexible B2B payment solutions, and market insights to high-growth SaaS and recurring-revenue businesses.[1][2][3] It serves ambitious startups and scale-ups with products like Capchase Grow (up to 70% of ARR as on-demand funding) and Capchase Pay (B2B buy-now-pay-later with upfront vendor payouts), solving cash flow constraints from rigid payments and dilutive VC funding.[2][4][5] Operating globally across the US, Canada, UK, Spain, Belgium, Netherlands, Finland, and Sweden, Capchase has financed over $2B, supported 5,000+ businesses, and hit milestones like #1 B2B BNPL on G2 with 2,000+ active vendors/buyers.[2][3][5]
The company targets SaaS firms with $150k-$10M ARR, 6+ months revenue history, positive YoY growth, and 3+ months runway, enabling faster scaling without equity loss.[3]
Capchase was founded in 2020 by four entrepreneurs—Przemek, Luis, Miguel, and Guli—initially in Boston with a New York HQ, spotting gaps in traditional financing like VC and debt for SaaS companies.[1][2][3] Frustrated by dilutive options, they launched Capchase Grow as a revenue-based financing platform, advancing future cash flows to fuel growth.[2][4]
Pivotal moments include a $125M Series A for US/UK/Spain expansion, an $80M Series B adding lending/analytics and Northern Europe reach, launching Capchase Pay (surpassing $1B financed and Forbes Next Billion Dollar Startups list), and topping G2's B2B installment payments category.[2]
Capchase rides the B2B fintech disruption wave, capitalizing on SaaS cash flow mismatches where 82% of US firms seek financing but face slow processes.[2][5] Timing aligns with post-2020 SaaS boom, remote scaling, and BNPL shift from consumer to enterprise, fueled by ARR predictability in subscriptions.[1][8]
Market tailwinds include rising ARR needs ($150k+ eligibility), vendor pressure for flexible payments, and non-dilutive capital demand amid high rates/VC caution.[3][7] Capchase influences the ecosystem by enabling 5,000+ startups to grow faster, boosting SaaS velocity, and redefining payments via APIs/CRM embeds—positioning as a "growth partner" in a $2T+ B2B software market.[1][2][5]
Capchase is primed for hypergrowth, leveraging $2B+ financing scale and Pay product dominance to capture more B2B BNPL share amid SaaS maturation.[2][3] Expect deeper embeds in sales stacks, AI-driven underwriting, and APAC/LatAm expansion as global SaaS hits $300B+ by 2026.
Shaping trends: economic volatility favoring non-dilutive options, regulatory BNPL clarity, and vendor consolidation. Its influence could evolve into a full B2B payments platform, empowering thousands more to "unlock full potential" without dilution—solidifying as SaaS's go-to growth engine.[2][5]
Capchase has raised $215.0M in total across 3 funding rounds.
Capchase's investors include 01 Advisors, Kevin Hartz, at.inc/, Bond, Felicis Ventures, Forerunner Ventures, Hercules Capital, Khosla Ventures, M13, Otherwise Fund, QED Investors, Sequoia Capital.
Capchase has raised $215.0M across 3 funding rounds. Most recently, it raised $80.0M Series B in March 2022.