Loading resources...
§ Grant
Financial platform for high-growth SaaS startups seeking non-dilutive capital and secure treasury management solutions.
Arc provides $50,000 to over $5 million in non-dilutive revenue-based financing.
No, Arc is open to qualifying B2B software startups regardless of accelerator affiliation.
No, Arc provides non-dilutive capital. The platform does not take equity or require personal guarantees.
Arc provides treasury management, high-yield savings, FDIC-insured cash management, and unified financial dashboards.
Funding decisions are typically made within days of connecting financial accounts for automated underwriting.
Arc is a financial technology platform combining banking services, treasury management, and non-dilutive financing options administered by the San Francisco-based organization Arc Technologies. The platform enables companies to convert future recurring revenue into upfront capital, offering funding lines ranging from $50,000 to over $5 million based on annual recurring revenue metrics. Through its digital marketplace, users can complete onboarding in ten minutes and receive indicative venture debt terms for up to $250 million within five days from a network of lenders. Backed by prominent venture firms including Y Combinator, Left Lane Capital, NFX, and Bain Capital Ventures, the company integrates with existing financial stacks like Stripe for programmatic underwriting. This specific resource is intended for high-growth B2B software startups seeking secure cash management and non-dilutive capital to extend their operational runway without equity dilution.
Arc (YC) is a financial platform backed by Y Combinator that provides revenue-based financing and treasury services to high-growth B2B software startups. The platform offers funding from $50,000 to over $5 million, combining non-dilutive capital with modern banking and cash management tools designed for startup founders.
High-growth B2B software startups with recurring revenue are eligible. The platform primarily serves SaaS companies that can demonstrate strong revenue growth and predictable cash flows. While the platform is associated with Y Combinator, it is open to qualifying startups regardless of their accelerator affiliation.
Companies can access $50,000 to over $5 million in non-dilutive capital based on their recurring revenue. The platform also provides treasury management services, including high-yield savings accounts and FDIC-insured cash management. Founders benefit from a unified financial dashboard that combines banking, financing, and cash flow analytics in a single interface.
Startups apply through the Arc platform by connecting their financial accounts for automated underwriting. The process evaluates revenue metrics, growth trajectory, and financial health to determine funding eligibility and terms. Decisions are typically made within days of application submission.
Arc has served thousands of startups since its founding, including many Y Combinator alumni and other high-growth software companies. The platform has deployed hundreds of millions in non-dilutive capital, helping founders scale without giving up equity.