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Patrick Kavanagh is the UK-based co-founder of Atlantic Money, a fintech company focused on international money transfers. Prior to establishing the firm in late 2020 alongside Neeraj Baid, he was an early angel investor in Robinhood in 2013 and subsequently joined the brokerage as its second business team member. During his tenure at Robinhood, Kavanagh directed special projects, formulated cryptocurrency strategies, and led the international division analyzing European financial technology markets. At Atlantic Money, he developed a pricing model that charges a flat £3 fee for cross-border transactions up to £1 million utilizing mid-market exchange rates. He previously studied finance at the University of Washington before working at quantitative hedge funds and launching proprietary trading firms. His current focus centers on scaling consumer fintech platforms and disrupting traditional financial services through transparent pricing structures.
