Nikolay Kostov

Nikolay Kostov is a General Partner at Ribbit Capital, currently based in Palo Alto, California. He joined the venture capital organization early in its history in 2013, transitioning from his previous position as a technology investment banker at Morgan Stanley. As a core member of the investment team, Kostov helps oversee approximately $14.5 billion in assets under management across multiple institutional funds. The firm's historical portfolio encompasses 160 investments, yielding 35 unicorns and 16 initial public offerings, with notable early stakes in major financial technology platforms such as Robinhood, Coinbase, and Nubank. Over the past twelve months, the partnership executed 21 new investments globally while simultaneously raising a $300 million opportunistic fund. His current investment focus centers on identifying new opportunities across digital banking, payments, and artificial intelligence-native financial interfaces in emerging and developed markets.