Zolvo

Zolvo is a Y Combinator-backed company that aI that automates servicing for commercial lenders. Based in San Francisco, USA, the company participated in the Spring 2026 batch of Y Combinator.

Commercial lenders manage billions in assets but service their loans like it's 2005: spreadsheets, legacy software, and teams of people doing manual reconciliation all day. Zolvo replaces that entire back office with AI. We automate reconciliation, verification, collections, and reporting so lenders can scale their portfolios without scaling their teams. We're building the operating system for commercial lending

Zolvo was part of Y Combinator's Spring 2026 cohort, has a team of approximately 4 employees, and is actively operating.