ZeroSettle

ZeroSettle is a Y Combinator-backed company that drop-in Direct Billing SDK for In-App Purchases. The company participated in the Winter 2026 batch of Y Combinator.

ZeroSettle is a mobile SDK that switches customers from App Store billing to direct billing. It takes 15 minutes to set up and immediately unlocks zero App Store fees, higher retention/conversion, and instant payouts.

ZeroSettle was part of Y Combinator's Winter 2026 cohort, has a team of approximately 2 employees, and is actively operating.