YapStone is a technology company.
YapStone has raised $121.0M across 2 funding rounds.
YapStone has raised $121.0M in total across 2 funding rounds.
YapStone is a leading fintech company specializing in electronic payment solutions tailored for marketplace platforms, vacation rentals, storage, and property rental industries.[1][2] It builds a full-stack payments platform that processes transactions, manages risk, and delivers high reliability—boasting 99.9% platform uptime and winning 80% of disputed chargebacks—serving some of the world's largest marketplaces while addressing secure, scalable payment needs in fragmented sectors.[1][2] With headquarters in Walnut Creek, California, additional offices in Santa Monica and Ireland, around 250 employees, and $128.9 million in revenue, YapStone has raised $191.7 million across six funding rounds, including a $5 million round recently, fueling expansions like into Latin America (Brazil and Argentina in 2022).[2]
The company solves critical problems in high-volume, high-risk payment environments, such as chargeback disputes and localized processing for global merchants, enabling seamless Web and mobile payments for industries prone to fraud and regulatory hurdles.[1][2]
YapStone emerged as a fintech innovator focused on niche payment processing, gaining early recognition with its inclusion on the Deloitte 2014 Technology Fast 500 list for rapid growth as a global provider of Web and mobile payment solutions.[3] Headquartered in Walnut Creek, California, it built traction through tailored technologies for marketplaces and rentals, attracting significant investment including from Sagemount in 2015 under their Credit Solutions strategy (now realized).[1] Key milestones include raising $191.7 million over six rounds, with a recent $5 million infusion, and international expansion—such as entering Brazil and Argentina in 2022 via its full-stack platform, alongside a rebrand emphasizing localized payments.[2] This evolution reflects founders' vision (specific names not detailed in available data) to dominate underserved verticals like vacation rentals and storage, humanizing its rise from a U.S.-based processor to a global player with offices in Ireland.[2]
YapStone stands out in the crowded fintech payments space through these key strengths:
YapStone rides the explosion of marketplace economies and rental tech (vacation, storage, property), where digital payments must handle high-volume, cross-border transactions amid rising fraud and regulatory demands.[1][2] Its timing aligns with post-2015 fintech boom—evidenced by Sagemount investment and Deloitte Fast 500 nod—capitalizing on market forces like e-commerce growth, remote bookings, and emerging markets' digitization (e.g., Latin America entry).[1][2][3] By enabling trusted gateways for giants in fragmented industries, YapStone influences the ecosystem, reducing barriers for platforms scaling globally and fostering innovation in vertical SaaS payments.[2]
YapStone's trajectory points to deeper global penetration, leveraging its rebranded localized payments to capture more emerging markets beyond Latin America, while AI-driven risk tools could boost chargeback wins further.[2] Trends like embedded finance and real-time payments will shape its path, potentially driving acquisitions or IPO as rental marketplaces consolidate. Its realized Sagemount exit signals maturity, evolving influence from niche processor to broader fintech enabler—reinforcing its role as the go-to for high-stakes vertical payments.[1]
YapStone has raised $121.0M in total across 2 funding rounds.
YapStone's investors include LiveOak Venture Partners, Meritech Capital Partners, Ron Bernal, NTT Venture Capital, Redpoint eventures.
YapStone has raised $121.0M across 2 funding rounds. Most recently, it raised $71.0M Series C in February 2018.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| Feb 1, 2018 | $71.0M Series C | LiveOak Venture Partners, Meritech Capital Partners, Ron Bernal, NTT Venture Capital, Redpoint eventures | |
| Jun 1, 2011 | $50.0M Series B | LiveOak Venture Partners, Meritech Capital Partners, Ron Bernal, NTT Venture Capital, Redpoint eventures |