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Woori Financial Capital operates as a specialized credit finance company, offering a diverse portfolio of financial products. Its core services encompass auto loans, consumer loans, and corporate lending solutions, all underpinned by a robust, industry-leading risk management framework. The company is dedicated to delivering these essential credit facilities to both individual and business clients, contributing to their financial stability and growth through accessible and reliable financing options.
The entity was initially established in 1994 under the name Aju Capital, providing credit finance services independently for over two decades. It later became an integral part of the broader Woori Financial Group in 2020. This integration aligned it with a major financial conglomerate rooted in the legacy of Woori Bank, which was founded in 1899 as South Korea's first national bank, providing a deep institutional history.
Woori Financial Capital serves a wide array of clients, from individual consumers requiring personal and vehicle financing to corporations seeking various loan products. The company's long-term vision centers on generating sustainable value for its customers, shareholders, and the wider community. It strives to achieve this by consistently offering high-quality financial products and services, driven by ongoing innovation and its foundational strength in risk management.