UC Inclusive Credit

UC Inclusive Credit (UCIC) is an impact-focused Non-Banking Finance Company, regulated by the Reserve Bank of India, providing specialized debt. It offers innovative debt, including subordinated loans, to scalable enterprises demonstrating significant social impact. UCIC finances businesses in financial inclusion, agriculture, education, healthcare, clean energy, and women empowerment sectors.

Incubated by Unitus Capital, an investment bank channeling capital to low-income businesses, UCIC's concept emerged pre-2008 financial crisis. This recognized the need for tailored impact sector debt. The vision materialized in 2019, supported by investors aligned with Unitus Capital's mission for impactful enterprises.

UCIC serves impact-driven businesses and NBFCs in India, committed to positive social and financial returns. Products support enterprises addressing critical needs within underserved communities. UCIC aims to be a pivotal catalyst in India's impact investing landscape, deploying capital to accelerate impactful businesses and foster progress.