UBX Ventures

UBX provides digital transformation and embedded finance solutions as a fintech platform for enterprises and governments. It empowers over 250,000 businesses by integrating financial services into their operations. The company delivers strategic digital transformation services, including consultancy and managed solutions, designed to optimize processes and drive growth within the digital economy.

Founded in 2018, UBX operates as a wholly-owned subsidiary of UnionBank of the Philippines, with John Januszczak among its founders. Its creation stemmed from UnionBank’s strategic insight into the critical demand for digital financial services and embedded finance. This move underscored a commitment to leveraging technology for broad economic participation.

UBX serves various businesses and government entities, supplying essential financial technology infrastructure. Its mission is to ensure "Opportunity and Access for All," strengthening businesses and fostering an inclusive digital economy. Through its venture arm, UBX strategically invests in startups that enhance the UBX and UnionBank network, demonstrating a forward-looking commitment to ecosystem development.