SpotPay

SpotPay is a Y Combinator-backed company that stablecoin Global Bank Account. The company participated in the Winter 2026 batch of Y Combinator.

SpotPay is a global borderless neobank. We give users one account that works for everything payments related: receiving money from abroad, paying locally, spending anywhere with the SpotPay card and saving and earning on their balance.

SpotPay was part of Y Combinator's Winter 2026 cohort, has a team of approximately 2 employees, and is actively operating.