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Secured Finance operates a decentralized finance (DeFi) protocol that redefines fixed income through on-chain orderbook lending and bond issuance. The platform leverages smart contracts to manage the entire financial trade lifecycle, from issuance to redemption, ensuring transparency and reliability. It facilitates stablecoin minting and pool-based markets, providing inter-bank-grade quality for over-the-counter lending and derivatives within the digital asset space.
Founded in 2020 by Masa Senshi Kikuchi, Secured Finance emerged from a critical reflection on the LIBOR scandal and the inherent challenges of centralized power within traditional financial intermediaries. The core insight was a firm belief that blockchain technology could fundamentally reshape finance, enabling a future where every transaction attests to transparency and reliability, thereby addressing the shortcomings of legacy systems.
The company envisions a future where financial systems are democratized and accessible to all, irrespective of background or location. Secured Finance aims to serve a broad spectrum of users seeking transparent, secure, and inclusive financial services. Its long-term mission is to sculpt a comprehensive universe of financial products, fostering a genuine yield curve within decentralized finance and building an ecosystem defined by fairness and equal opportunity.
Secured Finance has raised $4.0M across 1 funding round.
Secured Finance has raised $4.0M in total across 1 funding round.
Secured Finance has raised $4.0M in total across 1 funding round.
Secured Finance's investors include Kevin Hartz, Bankless Ventures, B Capital Group, Craft Ventures, Electric Capital, FinTech Collective, Goat Capital, Huobi Ventures, M13, Pioneer Fund, Race Capital, Vine Ventures (vine.vc).
Solifi is a global fintech software company specializing in secured finance solutions, providing cloud-based platforms for asset finance including equipment, automotive, wholesale/floorplan, and working capital.[1][2][4][6] Founded in 1974 as Decision Systems (later International Decisions Systems or IDS), it offers an Open Finance Platform with SaaS tools for origination, servicing, pricing, digital engagement, and customer self-service, serving over 300 customers from small independents to major banks and OEM captives worldwide.[1][2][4] Its mission is to reshape finance technology by unifying proven solutions into a scalable platform that protects and grows businesses, demonstrated by 78% SaaS revenue growth in 2023, 14 new enterprise customers that year, and over 230 projects completed.[1][2]
The company targets secured finance firms needing mission-critical, secure software to manage portfolios efficiently, solving challenges like digital transformation, cloud migration, and workflow automation in a competitive market.[1][4][5]
Solifi traces its roots to 1974 in Minnesota, founded as Decision Systems (later IDS) with a focus on equipment finance software to give clients a competitive edge through innovative technology.[1][2] It evolved by expanding into broader secured finance areas like automotive, wholesale, and working capital, while maintaining priorities of precision, reliability, and growth.[2]
Key milestones include acquisitions in 2021 of William Stucky & Associates (WSA) and White Clarke Group, rebranding to Solifi, and unifying under one brand with over 50 years of expertise.[2][5] In 2025, it integrated Leasepath, enhancing equipment finance loan and lease management.[2][6] Recent growth involved a majority investment from TA Associates, supporting expansion with backing from Thoma Bravo, led by CEO David Hamilton.[4] This evolution positions Solifi as a leader with 650+ employees across dual headquarters in the US (Minneapolis) and UK (Milton Keynes), plus offices in Australia, Austria, Canada, Germany, and India.[1][4]
Solifi rides the wave of fintech modernization in secured finance, where firms migrate to cloud platforms amid rising demands for automation, digital workflows, and efficiency in asset management.[1][4][5] Timing aligns with post-pandemic digital acceleration and investor interest, as seen in TA Associates' majority investment to fuel scaling.[4]
Market forces like exploding fintech adoption (e.g., competitors in lending tech) favor Solifi's established, interoperable solutions over newer entrants, influencing the ecosystem by enabling banks and captives to handle complex portfolios securely.[1][8] Its platform standardizes secured finance tech globally, driving industry-wide cloud shifts and partnerships (e.g., Tamarack for IDScloud).[5]
Solifi is poised for accelerated expansion through its Open Finance Platform, recent investments, and acquisitions like Leasepath, targeting more enterprise wins in cloud-secured finance.[1][2][4][6] Trends like AI-driven insights, RWA integration in fintech, and regulatory pushes for secure digital assets will shape its path, amplifying growth in multi-asset lending.[1][4]
Its influence may evolve as a consolidator, partnering with more globals while enhancing SaaS for hedging and derivatives, solidifying leadership in a market hungry for reliable scale—echoing its 50-year commitment to reshaping finance tech from the ground up.[1][2]
Secured Finance has raised $4.0M across 1 funding round. Most recently, it raised $4.0M Seed in July 2021.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Jul 1, 2021 | $4M Seed | — | Kevin Hartz, Bankless Ventures, B Capital Group, Craft Ventures, Electric Capital, FinTech Collective, Goat Capital, Huobi Ventures, M13, Pioneer Fund, Race Capital, Vine Ventures (vine.vc), Witz Ventures, BEN Davenport, Charlie Songhurst, Jacqueline Reses, Jimmy Donaldson, Stefan George, Tyler Scott Ward | Announced |
