savart

High-Level Overview

Savart is an international investment advisory and technology company founded in 2017, specializing in AI-driven platforms that simplify stock and mutual fund investing through psycho-metric analysis to create customized portfolios based on investor temperament and goals.[1][3][4] It serves individual investors, particularly first-time market entrants (over 80% of clients), by offering advisory services across stocks, mutual funds, bonds, gold, and global markets like India, USA, and Canada, with a focus on long-term, stress-free wealth creation starting from as low as Rs 1000.[1][2][4] Key offerings include the APART AI system for automated research, portfolio monitoring, rebalancing, and recent expansions like the Ad Astra Fund PMS launched in 2023 and comprehensive financial planning via its Nirvana community.[1][2]

The company's mission is to democratize wealth creation and bridge financial inequality by making high-quality, personalized investment research affordable and bias-free, powered by technology for global outperformance in ethical, long-term investments.[1][3] With $2.05M raised in seed funding, physical presence in 4 Indian states via franchises, and ambitions to become a global asset management firm, Savart rides AI automation to expand internationally and serve rural/sub-urban investors.[1][2]

Origin Story

Savart was founded in 2017 by Sankarsh Chanda, who started the company at age 19 after authoring *Financial Nirvana* at 17—a book on beating markets with traditional values and modern planning.[1][2][3] As Founder & CEO, Sankarsh heads the APART AI division and chairs Savart; he also co-founded Stardour Aerospace, a space engineering firm building India's first private space shuttle.[3] The Chief Investment Officer brings over a decade of experience from global banks like Morgan Stanley and Royal Bank of Scotland.[3]

The idea emerged from Sankarsh's vision to democratize investment research, avoiding one-size-fits-all advice by tailoring portfolios to individual lifestyles via AI.[2][3] Pivotal moments include the 2019 launch of its first web/mobile app and APART AI for scalable, low-cost research eliminating human bias; 2022's P3 app version based on client feedback; international expansion to US/Canada markets; and 2023's Ad Astra Fund PMS, marking entry into portfolio management with fully AI-automated research from discovery to exit.[1][2]

Core Differentiators

• AI-Powered APART System: Core technology with three engines (Quant for 2000+ financial parameters analysis, plus others for comprehensive automation), handling end-to-end research, discovery, decision-making, portfolio monitoring, and rebalancing to boost performance and coverage globally.[1][2][5]
• Personalization via Psycho-Metrics: Builds investor personas based on temperament, risk appetite, and goals for custom portfolios in stocks, mutual funds, bonds, ETFs, gold across India/US/Canada, emphasizing 3-5 year long-term holds.[1][3][4]
• Accessibility and Scalability: Low entry (Rs 1000), digital-first with human relationship managers, franchise expansion in India, and focus on first-time investors (80%+ clients), making advice affordable without high-frequency trading hype.[1][2][4]
• Ethical, Long-Term Philosophy: Targets strong global investments (e.g., pharma in Toronto, EV in New York, tech in Bangalore) for alpha generation, backed by community education (Nirvana) and fraud warnings to protect users.[3][4]

Role in the Broader Tech Landscape

Savart capitalizes on the AI-in-finance trend, automating fundamental analysis to eliminate bias, scale research, and make wealth management accessible amid rising retail investing in emerging markets like India.[1][2][3] Timing aligns with post-2020 digital adoption, global market volatility favoring long-term AI-driven strategies over speculative trading, and India's growing fintech ecosystem where 80%+ first-time investors seek simple tools.[1][4] Market forces like expanding rural/sub-urban access, international partnerships for seamless investing, and regulatory shifts toward PMS boost its position.[1][2]

It influences the ecosystem by pioneering AI for psycho-metric personalization, inspiring tech-led asset management, and fostering financial equality—evident in franchise growth and global ambitions—while competing in a crowded advisory space through superior coverage and outperformance focus.[1][3]

Quick Take & Future Outlook

Savart is poised to scale as a global tech-driven asset manager, leveraging APART upgrades, Ad Astra Fund traction, and international expansion to capture mass-market investors in volatile economies.[1][2] Trends like AI democratization, rising global retail participation, and ethical long-term investing will propel growth, potentially evolving its influence from advisory to full-fledged asset management with physical/global footprints.[2][3] Watch for deeper rural penetration, new AI features, and partnerships amplifying its mission to make wealth creation universal—transforming how everyday investors achieve financial nirvana.