Santander Consumer Finance

Santander Consumer Finance delivers a comprehensive range of lending products and services across Europe. It specializes in auto loans, financial leases, and credit lines for vehicle stock, supporting both dealers and purchasers. The company also provides personal loans, durable goods financing, and credit cards, serving diverse individual and business financial needs with tailored solutions.

The company’s consumer finance roots began in the 1970s, as its parent, Santander, strategically entered this sector. This involved establishing key entities like Bansafina in 1972 and Hispamer in 1978, which formed the foundational pillars for its dedicated operations. This historical trajectory demonstrates Santander’s long-term commitment to building robust, extensive consumer credit services.

Serving individual customers, Santander Consumer Finance facilitates access to financing for vehicles, personal needs, and durable goods. Its mission is to maintain a leading position in the European consumer finance market. This is achieved by continually adapting financial solutions to evolving customer demands and market dynamics, ensuring ongoing relevance and service excellence.