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Key people at RTI Insurance Services, Inc..
RTI Insurance Services, Inc. operates as a comprehensive independent insurance agency, providing commercial, personal, and specialized insurance portfolio solutions. The firm focuses on delivering protective coverage and expert risk management strategies tailored for individual and business requirements. It offers a broad spectrum of products, ensuring clients receive appropriate, well-advised insurance solutions.
The company’s origins trace back to 1971, when Raymond Terpstra founded RTI Insurance Agency. His foundational insight was to establish an insurance provider deeply committed to community service and client well-being. This core dedication guided the agency's subsequent growth and evolution into RTI Insurance Services, Inc., maintaining an unwavering adherence to ethical principles.
RTI Insurance Services primarily serves individual consumers and a diverse range of businesses, offering expertly tailored insurance products. The firm’s mission is to be a clear and preferred choice for its clientele by delivering comprehensive solutions and professional guidance. Its long-term vision centers on reinforcing this trusted position, continually enhancing offerings for robust protection.
Key people at RTI Insurance Services, Inc..
RTI Insurance Services, Inc. is an independent insurance agency headquartered in Lakewood Ranch, Florida, with over 30 years of experience providing tailored commercial, personal, fleet, and customized portfolio insurance solutions across all 50 states.[1][3][5] The company serves diverse industries including religious and civic organizations, real estate, healthcare, transportation, energy, construction, hospitality, and manufacturing, partnering with carriers like Fairfax Financial Group to deliver competitive coverage through local offices in Florida (Sarasota, Apollo Beach, Fort Myers) and Pennsylvania (Canonsburg).[1][3][5] Its mission emphasizes being the clear choice for individuals and businesses via professionally tailored products, comprehensive service, local presence, and community contribution, while upholding fiduciary standards.[3][4][5]
Founded in 1997 and incorporated as RTI Insurance Services of Florida, Inc., the company has operated for 28-30 years, building on expertise from national brokers and regional markets.[3][6] President John Goda, an accredited Advisor in Insurance (AAI) with nearly 30 years of experience, started in the industry after graduating from Grove City College, focusing on commercial and transportation sectors.[3] Chief Operating Officer Eileen McGrath joined in 2005, bringing personal lines expertise since 1998, with a 2-20 Florida General Lines Agent’s license and a background from Purdue University.[3] The firm evolved from Northeast roots to nationwide service, expanding offices and specializing in both commercial and personal lines amid growing market demands.[5][6]
RTI Insurance Services operates in the evolving insurance sector, riding trends like digital quoting platforms (e.g., Insurance Xdate's market data tools) and data-driven personalization amid rising demand for customized coverage in fragmented markets.[1] Timing aligns with post-pandemic shifts in commercial risks—such as supply chain disruptions in transportation and real estate—favoring agile independents over national giants, with market forces like carrier partnerships enabling nationwide scalability from regional bases.[1][5] The firm influences the ecosystem by empowering businesses with competitive insights and tailored risk management, supporting sectors like healthcare and construction that underpin economic recovery, though it remains traditional rather than insurtech-focused.[2][7]
RTI is poised for steady growth by leveraging its 30-year track record and multi-state footprint to capture demand for hybrid personal-commercial portfolios in a hardening insurance market.[3][5][7] Rising premiums and regulatory changes will favor its expertise in niche risks, potentially expanding via digital tools and agent networks.[1] Influence may grow through deeper carrier integrations and community ties, solidifying its role as a trusted, client-centric provider—echoing its founding promise of tailored coverage in an increasingly complex landscape.[3][4]