RNT Capital

R&T Deposit Solutions delivers advanced deposit and funding solutions, empowering financial institutions to optimize their capital management and liquidity. The company offers a comprehensive suite of products, including the Demand Deposit Marketplace (DDM), Certificate of Deposit Marketplace Exchange (CDMX), and RTID programs, which facilitate cash sweeps and provide access to expanded deposit insurance and funding. Their technology-driven approach provides resilient solutions designed to meet the evolving needs of the banking sector.

The company's foundational roots trace back to 1970 when Joseph and Oscar Tang established Reich & Tang, pioneering innovative financial strategies during turbulent market conditions. Building on this legacy, the current R&T Deposit Solutions was formed through a business combination in 2022, merging its established expertise with Total Financial Solutions to expand its offerings and market reach. This strategic move enhanced its capacity to serve a broad spectrum of financial entities.

R&T Deposit Solutions serves a diverse client base, including depository institutions, FinTechs, trust companies, and broker-dealers, providing them with critical balance sheet management tools. The company’s mission is to offer resilient deposit and funding solutions that help these institutions achieve growth, optimize capital, and ensure the safety of their customers' funds. Its vision centers on being the premier provider of tech-forward solutions, leveraging its trusted network and commitment to innovation.