Revelock

High-Level Overview

Revelock is a cybersecurity technology company that developed the Fraud Detection & Response (FDR) Platform, a cloud-based solution using behavioral biometrics, device analytics, and hybrid AI/deep learning to detect and prevent online identity impersonation, phishing, spoofing, bots, malware, and social engineering attacks in real-time without disrupting user experience.[1][2][3][4] It primarily serves financial services firms, banks, and fintech companies, protecting over 50 million banking customers worldwide by creating a "BionicID™" for continuous "Know Your User" (KYU) monitoring across sessions like logins, transactions, and account creation.[1][3][6] The platform solves the problem of sophisticated fraud in digital banking by analyzing subtle behavioral patterns—such as phone grip, navigation speed, gestures, and rhythms—to generate risk scores and preempt attacks, helping clients meet PSD2 and GDPR compliance while scaling with business growth.[2][5][6] Revelock showed strong growth through partnerships like CaixaBank (since 2015) before its acquisition by Feedzai in August 2021, enhancing the latter's AI-powered financial risk management for cashless commerce.[1][2][3]

Origin Story

Revelock was founded in 2010 by Pablo de la Riva as buguroo, a startup focused on online fraud prevention for banking, initially emphasizing behavioral biometrics to combat identity theft and session hijacking.[5][7][8] De la Riva, as CEO, drove the company's mission to "reveal and pre-emptively block" fraud, rebranding to Revelock in 2021 alongside the launch of its advanced FDR Platform and an advisory board to reflect its evolution toward comprehensive biometric risk intelligence.[5][7] Early traction came from collaborations like CaixaBank starting in 2015, where Revelock integrated its tech into digital banking channels, co-developing AI fraud solutions that analyzed user patterns for real-time anomaly detection.[3][7] Pivotal moments included partnerships with Veritran and FacePhi for biometric integrations and its strategic acquisition by Feedzai in 2021, merging datasets to form a massive Financial Intelligence Network with over 1 trillion data points.[1][2][7]

Core Differentiators

• Advanced Behavioral Biometrics and BionicID™: Creates hypergranular, anonymized user profiles from gestures, rhythms, device handling, and environmental signals to detect subtle anomalies like RATs, zero-day malware, or bots, outperforming traditional rules-based or statistical AI with hybrid deep learning for unbiased, real-time prevention.[1][2][3][6]
• Non-Intrusive, Frictionless Experience: Monitors continuously from login to logout across channels/devices without passwords or interruptions, generating risk scores that enable "pre-transaction intelligence" to trust users at first contact.[1][2][4]
• Scalable Fraud Response Platform: Combines network/device assessment with visual modeling for analysts, offering real-time alerts, predictive analytics, custom rules, and compliance tools (PSD2/GDPR), reducing costs while linking fraud events across sessions.[2][5][6]
• Proven Integrations and Ecosystem: Easy developer integration, multi-channel support, and partnerships (e.g., CaixaBank, Feedzai) provide immediate value, with users praising its anomaly detection strength and timely deployment.[3][6][7]

Role in the Broader Tech Landscape

Revelock rides the wave of rising digital fraud in cashless economies, where phishing, impersonation, and AI-driven attacks threaten 20%+ of global money flows through banks and fintechs, amplified by PSD2 open banking and remote transactions.[1][2][6] Its timing was ideal post-2015, aligning with behavioral biometrics' shift from reactive transaction monitoring to proactive "third-generation machine cognition" that prevents crime pre-transaction, as seen in its Feedzai integration creating the world's largest Financial Intelligence Network.[2][5] Market forces like exploding cyber threats (e.g., bots, social engineering) and regulatory demands favor its non-intrusive AI, influencing the ecosystem by enabling banks like CaixaBank—70%+ digital—to lead in secure innovation while scaling protections for 800 million+ consumers.[1][3] Post-acquisition, it accelerates Feedzai's dominance, powering 4/5 top North American banks and half of UK/Canada populations.[1]

Quick Take & Future Outlook

Post-2021 Feedzai acquisition, Revelock's tech now fuels exponential scaling of AI fraud prevention, with trends like agentic AI threats and zero-trust banking likely amplifying demand for its biometric edge in holistic risk platforms.[1][2] Expect deeper integrations into global payment networks, evolving toward fully predictive "crime prevention" via trillion-scale datasets and visual analytics, potentially expanding beyond finance as cashless commerce grows.[2] Its influence will grow through Feedzai's reach, setting standards for frictionless security—tying back to its core strength in revealing fraud without revealing the user.