Retirable is a technology company.
Retirable has raised $21.0M across 3 funding rounds.
Retirable has raised $21.0M in total across 3 funding rounds.
Retirable has raised $21.0M in total across 3 funding rounds.
Retirable's investors include HC9 Ventures, IA Capital Group, Rally Ventures, SixThirty, Netalie Nadivi, 9Yards Capital, Afore Capital, Alumni Ventures, DN Capital, Gutter Capital, Lifeline Ventures, Jeff Richards.
Retirable is a fintech company offering a holistic retirement planning platform that combines personalized investment management, dynamic income planning, and ongoing guidance from dedicated fiduciary advisors.[1][2][3][5] It targets middle-class Americans approaching or in retirement—particularly the 70% of users who previously lacked financial advisor access—solving the challenge of decumulation by providing "safe-to-spend" monthly paychecks via debit cards, Social Security optimization, healthcare planning, and capped 1% annual fees (max $5,000).[2][3][5] With $175M in assets under management as of mid-2025 (doubled in six months), 99% client retention, and services across all 50 states, Retirable demonstrates strong growth following its $10M Series A in July 2025.[2]
Founded in 2019 in New York by CEO Tyler End (a former retirement income specialist at Northwestern Mutual and product expander at Policygenius) and CTO Ian Yamey (ex-CTO at Policygenius and QuadPay, with experience scaling startups to $100M+ funding), Retirable emerged from the founders' recognition of a massive gap: most wealth management firms serve only the affluent with $500K+ minimums, leaving average near-retirees without tailored plans.[1][2][6] Originally launched as RetireWell, it gained early traction with a retirement guidance platform and evolved in 2022 by adding checking accounts and debit cards for "safe to spend" amounts, enabling quick market entry with robust fraud controls.[1] Pivotal funding included $6M seed (totaling $10.7M by then) and the recent $10M Series A from investors like IA Capital Group, Primary Venture Partners, Portage Ventures, Vestigo Ventures, and SilverCircle, fueling advisor expansion and new features.[2][4]
Retirable rides the fintech wave addressing America's retirement crisis, where 50 million near-retirees lack formal plans amid rising medical costs, longer lifespans, and inadequate savings for the "forgotten middle."[2][4][5] Its timing aligns with post-pandemic shifts toward hybrid digital-human financial services, minimizing engineering needs via partnerships for fraud-compliant banking while scaling nationally.[1][2] Market forces like aging demographics (boomers retiring en masse) and demand for transparent, low-minimum advice favor Retirable, influencing the ecosystem by democratizing fiduciary care—previously elite—and pushing competitors toward retirement-specific decumulation tools.[3]
Retirable is poised to scale as the go-to platform for middle-market retirement, leveraging its $10M Series A to grow its advisory team, integrate insurance/healthcare tools, and expand beyond $175M AUM.[2] Trends like AI-enhanced planning, regulatory pushes for fiduciary standards, and economic pressures on savings will amplify its momentum, potentially capturing a larger share of the underserved 50-state market. Its influence may evolve from niche disruptor to ecosystem leader, redefining accessible retirement for millions—proving that personalized, tech-enabled planning can deliver peace of mind where traditional finance falls short, just as its founders envisioned.[2][6]
Retirable has raised $21.0M across 3 funding rounds. Most recently, it raised $10.0M Series A in July 2025.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| Jul 1, 2025 | $10.0M Series A | HC9 Ventures, IA Capital Group, Rally Ventures, SixThirty, Netalie Nadivi | |
| Oct 1, 2022 | $6.0M Seed | 9Yards Capital, Afore Capital, Alumni Ventures, DN Capital, Gutter Capital, Lifeline Ventures, Jeff Richards, Primary Venture Partners, Scale Venture Partners, Guy Podjarny, Jeremy Yap, Miki Kuusi, Robert Gentz, Thijn Lamers | |
| Sep 1, 2020 | $5.0M Seed | North Island Ventures, Primetime Partners, Recursive Ventures |