OPN

Open Payment Network (OPN) provides infrastructure for financial institutions and FinTech developers to process instant payments. Its platform interoperates with TCH-RTP and FedNow, facilitating real-time movement and immediate settlement. OPN offers an API for integration, along with directory services, reporting, and fraud controls, enabling adoption.

Co-founded by Bradley Wilkes, Shane Hathaway, Rob Lewis, and Bruce Law, the team boasts over a decade in payment solutions. Their insight arose from financial institutions' need for instant payments to meet customer demands and compete with tech innovators. Bradley Wilkes, founder of ProPay and patent holder, provided expertise.

OPN primarily serves financial institutions and FinTech developers. The company envisions empowering customers to deliver modern, instant digital services, like payroll and bill payments. By enhancing engagement and driving product usage, OPN aims to establish an open, interoperable instant payment ecosystem.