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§ Private Profile · Los Gatos, CA, USA
MoneyStream is a technology company.
MoneyStream Inc. provides an integrated smart money management service, centralizing personal financial operations. Its platform consolidates banking, bill payments, record keeping, and payment scheduling into a single system. This delivers users a comprehensive view and simplified management of cash flow, streamlining oversight of multiple financial accounts.
Founded in 2012 by Mike Bertrand, MoneyStream Inc. originated from the insight that personal finance was fragmented across numerous services. Bertrand recognized the need for a singular, intuitive solution to coordinate these tasks. This vision led to an integrated platform empowering individuals with clear financial oversight and control.
MoneyStream serves individuals seeking efficiency and clarity in financial management, from daily transactions to fiscal planning. The product caters to users who benefit from streamlined tracking and organizing banking and billing. The company’s vision focuses on evolving intelligent tools, aiming for enduring financial transparency and informed economic decision-making.
MoneyStream has raised $3.0M across 1 funding round.
MoneyStream has raised $3.0M in total across 1 funding round.
MoneyStream has raised $3.0M across 1 funding round. Most recently, it raised $3.0M Series A in April 2015.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Apr 1, 2015 | $3M Series A | Jason Houseworth | DST Global, SQN Venture Partners, Surface Ventures, Y Combinator, Matt Cutts, Bruno Bowden, KIM Polese | Announced |
# MoneyStream: A Technology Company Overview
MoneyStream is a financial management technology company that provides a platform for consumers to organize and manage their finances and bills without manual data entry[1][2][3].
MoneyStream operates as a personal finance and bill management platform designed to simplify financial organization for everyday consumers[2][3]. The company offers an all-in-one smart money management service that consolidates bills and financial accounts, allowing users to manage their money and bills for free[4]. Rather than targeting institutional investors or serving as an investment firm, MoneyStream functions as a consumer-facing fintech product that addresses the friction point of manual financial data entry and bill tracking—a persistent pain point for households managing multiple accounts and payment obligations[5].
The platform's core value proposition centers on reducing the administrative burden of personal finance management. By automating bill consolidation and account aggregation, MoneyStream enables users to gain visibility into their financial obligations without the tedious process of logging into multiple financial institutions or manually organizing payment schedules[3][5].
MoneyStream operates within the broader personal finance technology (fintech) movement, which has gained momentum as consumers increasingly seek digital solutions to replace manual financial management. The company rides the trend of financial democratization—making sophisticated money management tools accessible to mainstream consumers rather than just the wealthy. As households manage increasingly complex financial lives with multiple subscriptions, bills, and accounts, automated consolidation tools address a genuine market need. MoneyStream's free model reflects the broader fintech strategy of acquiring users through low-friction entry points, positioning the company to potentially monetize through premium features or financial partnerships in the future.
MoneyStream represents a focused bet on solving a specific, high-frequency consumer problem: bill and account management. Founded in 2012[1], the company has maintained a lean operation with approximately 15 employees and $5 million in revenue[2], suggesting a bootstrapped or modestly funded trajectory rather than venture-scale growth. The company's future likely depends on whether it can expand beyond bill consolidation into adjacent financial services—such as bill negotiation, savings optimization, or integration with lending products—while maintaining its free-to-user model. In an increasingly crowded fintech landscape, MoneyStream's survival and growth will hinge on either achieving significant scale in its core niche or successfully expanding into higher-value financial services that justify ongoing investment.
MoneyStream has raised $3.0M in total across 1 funding round.
MoneyStream's investors include Jason Houseworth, DST Global, SQN Venture Partners, Surface Ventures, Y Combinator, Matt Cutts, Bruno Bowden, Kim Polese.