Kissht

Kissht is a digital lending platform that provides instant personal and business loans in India, leveraging data-driven and machine learning-based underwriting to facilitate rapid credit access. The platform offers purchase financing, as well as short and long-term loans up to Rs. 5 lakhs for consumption and business needs, often with zero documentation for personal loans. Its core mission is to democratize credit access for underserved consumers across India, successfully reaching over 15 million customers, with a notable focus on individuals in tier 2 cities and beyond who traditionally face credit barriers. By utilizing advanced technology, Kissht aims to streamline the lending process and cater to a broad spectrum of financial requirements, from recurring needs to significant business investments. The company was founded in 2015 by Ranvir Singh, its CEO, and Krishnan Viswanathan.