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§ Private Profile · Chausseestrasse 15 Berlin, BE 10115 Germany
Digital platform simplifying homebuying for German homebuyers, offering pre-approved mortgage options from 700+ lenders.
Justhome is a Berlin-based startup developing a digital platform to streamline the homebuying process, specifically focusing on mortgage solutions for the German market. The company provides an enhanced digital customer experience for mortgages, offering pre-approved options from over 700 lenders within minutes. Justhome recently secured €3.3 million in pre-seed funding, with the round led by investor Target Global, to further develop its platform and financing solutions. Co-founder Marc Rustige, formerly COO at Aviv Group, and co-founder Johannes Fenner lead the company, which aims to simplify access to home financing for aspiring homebuyers in Germany's €1.49 trillion mortgage market. Justhome was founded in 2024 by Marc Rustige and Johannes Fenner. Its business model centers on not specified, raised pre-seed funding to develop its platform and financing solutions.
Justhome has raised $3.0M across 1 funding round.
Justhome has raised $3.0M in total across 1 funding round.
Justhome has raised $3.0M across 1 funding round. Most recently, it raised $3.0M Seed in August 2022.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Aug 1, 2022 | $3M Seed | Target Global | Double Prime LLP, Outrun Ventures, Andreas Mihalovits, APX | Announced |
Justhome has raised $3.0M in total across 1 funding round.
Justhome's investors include Target Global, Double Prime LLP, Outrun Ventures, Andreas Mihalovits, APX.
Justhome is a Berlin-based fintech startup building a digital home financing platform that simplifies mortgage processes for first-time homebuyers in Germany.[1][2][6] It serves aspiring homeowners facing low ownership rates (around 45%, the lowest in the EU) and rising property prices by offering automated comparisons of mortgage offers from over 700 lenders, delivering pre-approvals in minutes, and developing proprietary financing solutions to expand buyer budgets.[1][2][6] The company solves the pain of a confusing, branch-dominated process where nearly 50% of seekers miss better rates, targeting over 300,000 annual first-time buyers locked out of the €1.49 trillion mortgage market.[1] Launched in 2022, Justhome raised €3.3 million in pre-seed funding led by Target Global, with participation from APX and angels, fueling platform expansion and a team growth to 15 people (now 11-50).[1][5]
Justhome was founded in 2022 by Marc Rustige, Johannes Fenner, and Martin Mehlitz, who bring deep expertise in real estate, media, and tech.[1] Rustige served as COO and managing director at Aviv Group, a major online real estate marketplace operator; Fenner was chief of staff to Axel Springer's CEO; and Mehlitz handles technical leadership.[1] The idea emerged amid Germany's housing crisis—property prices doubled in a decade, sidelining first-time buyers—and the startup quickly secured a mortgage brokerage license to launch operations.[1] Early traction included rapid team scaling and the €3.3M pre-seed round shortly after inception, validating demand for digital alternatives in a market reliant on local banks.[1][6]
Justhome rides the fintech disruption of legacy real estate financing, capitalizing on Europe's push for digital mortgages amid economic headwinds like inflation and housing shortages.[1][6] Timing is ideal in Germany, where low homeownership and a massive €1.49T mortgage volume create ripe opportunities for tech to democratize access, much like neobanks transformed payments.[1] Favorable market forces include rising demand for comparison tools (as physical branches fade) and regulatory openness to licensed digital brokers.[1] By empowering 300,000+ sidelined buyers annually, Justhome influences the ecosystem toward inclusive proptech, potentially inspiring similar platforms across low-ownership EU markets and accelerating AI in lending.[1][5]
Justhome is poised to scale its platform with fresh capital, prioritizing proprietary financing to capture first-time buyer market share in Germany's underserved segment.[1] Key trends like AI personalization in fintech and proptech consolidation will propel growth, especially as remote digital services become standard post-2022 funding momentum.[5][6] Influence may evolve from broker to full lender, reshaping homeownership rates and drawing more VC interest—watch for Series A as user adoption surges. This positions Justhome as a vital enabler in solving Europe's housing affordability crisis, directly advancing its mission to help more people become homeowners.[1]