Inshur Inc
Inshur Inc is a company.
Financial History
Leadership Team
Key people at Inshur Inc.
Inshur Inc is a company.
Key people at Inshur Inc.
Key people at Inshur Inc.
INSHUR Inc is a digital insurtech company founded in 2016 that provides embedded commercial auto insurance tailored for the on-demand economy, targeting rideshare, delivery, and livery drivers.[1][2][3] It serves gig workers on platforms like Uber, DoorDash, Amazon, Deliveroo, and Uber Eats, offering fast, flexible, mobile-first policies that solve pain points in traditional insurance such as slow quotes, paperwork, and inflexible coverage.[3][6][7] INSHUR's products include personalized rideshare insurance, pay-as-you-go delivery coverage, and TLC policies for New York drivers, with a focus on digital quoting, management, and claims via apps and dashboards.[1][5][7] The company has demonstrated strong growth, surpassing 1 million policies sold in the UK, securing over $81.5 million in funding across multiple rounds, and expanding to the US, UK, and Netherlands with around 160-230 employees.[1][3][5]
INSHUR was founded in 2016 in New York City by Dan Bratshpis, whose immigrant family included cab drivers chasing the American dream, inspiring him to address the insurance challenges they faced in a shifting on-demand economy.[3] The company launched with rideshare policies for NYC's 120,000 TLC drivers, quickly partnering with Munich Re for capacity and rebranding as a digital insurer.[3] Early traction came from an affinity deal with Uber, Series A funding for growth, and expansions into the UK and Netherlands with courier/delivery policies.[3] Pivotal moments include establishing an in-house claims agency in New York, Series B investments led by JVP and later Viola Growth with MS&AD Ventures, becoming Uber's preferred US insurance partner, and surpassing 1 million UK policies sold.[3]
INSHUR rides the gig economy and urban mobility wave, capitalizing on the explosion of on-demand services like ridesharing, food/goods delivery, and car-sharing amid a shift from traditional taxis to app-based platforms.[3][4] Timing is ideal as platforms like Uber and DoorDash scale globally, needing embedded insurance to retain drivers with better pricing and support, while regulatory demands for flexible coverage grow in dense markets like NYC TLC.[1][3][7] Favorable market forces include insurtech adoption, reinsurance partnerships enabling scalability, and data-driven personalization reducing risks in high-volume, variable-usage driving.[3][4] INSHUR influences the ecosystem by pioneering "insurance infrastructure for mobility," powering platforms' growth, improving driver retention, and setting standards for digital claims and embedded solutions in a $100B+ commercial auto market.[3][4][8]
INSHUR is poised for continued expansion as the on-demand economy deepens, likely deepening ties with hyperscalers like Uber/Amazon and venturing into new verticals like autonomous vehicles or broader fleet insurance.[3][4] Trends like AI-driven risk pricing, regulatory pushes for gig worker protections, and global urbanization will fuel demand for its embedded model, potentially driving further funding and acquisitions.[3][8] Its influence may evolve from niche rideshare provider to comprehensive mobility insurer, solidifying its role in making insurance "fair and easy" for the drivers powering the global economy—echoing its founding mission to transform a broken system for workers like Dan Bratshpis's family.[2][3]