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§ Private Profile · Tallinn, Harjumaa, Estonia
Investment platform connecting retail and institutional investors to fintech-originated loans, focused on inflation-protected assets and financial.
Income provides investment solutions in fintech-originated loans worldwide, connecting retail and institutional investors to an inflation-protected asset class featuring buyback obligations and cashflow protection. The platform's model supports financial inclusion in underserved markets by facilitating investments in loans originated by fintech partners, with investors receiving returns supported by guarantees. As of the end of 2024, Income reported 4,613 active investors and €19.1 million in outstanding investments across its platform. During 2024, the organization successfully managed three fintech partner exits, resulting in full repayments, and onboarded its first institutional investor. Lavrenti Tsudakov, formerly COO, was promoted to CEO, while founder Kimmo Rytkönen transitioned to a role focused on strategic partnerships and funding. Income was founded by Kimmo Rytkönen; the specific founding year is not publicly available.
Income has raised $5.0M across 3 funding rounds.
Income has raised $5.0M in total across 3 funding rounds.
Income has raised $5.0M across 3 funding rounds. Most recently, it raised $630K Other Equity in May 2025.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| May 23, 2025 | $630K Venture Round | DR Hauptmann | — | Announced |
| Mar 28, 2022 | $1.4M Seed | Tolaram Group | Kimmo Rytkönen | Announced |
| Dec 8, 2015 | $2.9M Seed | — | Jeffrey Lyons, ISeed Ventures | Announced |
Income has raised $5.0M in total across 3 funding rounds.
Income's investors include Dr Hauptmann, Tolaram Group, Kimmo Rytkönen, Jeffrey Lyons, iSeed Ventures.