GarantMe

Founded in 2017 by HEC Paris graduates Thomas Reynaud and Emile Karam, Garantme is an insurtech company based in Paris, France, providing rental guarantee insurance for tenants lacking traditional guarantors. The firm digitalizes the entire rental contract lifecycle using proprietary tenant scoring technology to serve approximately 40,000 active users, primarily international students, young professionals, and expatriates. Operating from the Station F incubator, the business partners with established insurance providers like MMA and GALIAN to distribute products through real estate agents, property managers, and universities. The enterprise currently operates with a dedicated workforce of 51 to 100 employees and generates an estimated $7,800,000 in total annual revenue. Backed by $16,300,000 in total funding, the growing company has reached an estimated valuation of $25 million while positioning itself as an innovative and accessible insurance provider across Europe.