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Plaid for Southeast Asia
Finantier was founded in 2020 by Diego Rojas (Founder) and Keng Low (Founder).
Finantier is Plaid for Southeast Asia, providing the infrastructure and data products required by businesses to build the next generation of financial services.
Finantier was founded in 2020 by Diego Rojas (Founder) and Keng Low (Founder).
Key people at Finantier.
Finantier is a fintech infrastructure company often described as the "Plaid for Southeast Asia," providing the essential data connectivity and infrastructure that businesses need to build next-generation financial services in the region[1]. Its product suite enables companies to access financial data and build services such as lending, payments, and credit scoring, addressing the underbanked and unbanked populations in Southeast Asia. Finantier serves fintech startups, banks, and other financial service providers by simplifying access to fragmented financial data across multiple countries, thus solving the problem of limited open banking infrastructure in the region[1].
The company has shown growth momentum by participating in Y Combinator's Winter 2021 batch and expanding its team to around 40 employees, although it is currently listed as inactive[1]. Finantier’s impact on the startup ecosystem lies in enabling a wave of fintech innovation in Southeast Asia by providing the foundational data infrastructure that accelerates product development and financial inclusion.
Finantier was founded in 2020 by Diego Rojas and Keng Low, both with deep fintech and entrepreneurial backgrounds[1]. Diego Rojas brought 16+ years of experience in fintech, business intelligence, distributed systems, and AI across the US, China, EU, and Southeast Asia, having worked at LendingClub and Dianrong[1]. Keng Low, previously an Entrepreneur in Residence at East Ventures, co-founded Finantier with the mission to improve the financial well-being of the underbanked and unbanked in Southeast Asia[1]. The idea emerged from recognizing the fragmented financial data landscape in Southeast Asia and the need for a unified infrastructure similar to Plaid in the US. Early traction included acceptance into Y Combinator’s Winter 2021 batch, signaling validation from a leading startup accelerator[1].
Finantier rides the global open banking and open finance trend, which is gaining momentum as regulators and markets push for more transparent and accessible financial data sharing. Southeast Asia’s rapidly growing digital economy and large underbanked population create a fertile environment for fintech infrastructure providers like Finantier[1][2]. The timing is critical as more fintech startups and traditional financial institutions seek to digitize and automate credit decisions, payments, and compliance processes. Finantier’s role is pivotal in enabling this transformation by providing the necessary data connectivity and APIs, thus accelerating fintech innovation and financial inclusion in the region[1][2].
Although currently inactive, Finantier’s foundational vision to become the "Plaid for Southeast Asia" addresses a critical gap in the region’s fintech infrastructure. The future for companies like Finantier depends on the continued growth of open banking regulations, fintech adoption, and demand for seamless financial data integration in Southeast Asia. Trends such as embedded finance, digital lending, and real-time payments will shape their journey. If Finantier or similar startups can reactivate and scale, they could significantly influence the financial ecosystem by enabling more inclusive and efficient financial services, ultimately driving economic growth in the region[1][2].
This outlook ties back to the initial hook: Finantier’s ambition to replicate Plaid’s success in a complex, high-potential market like Southeast Asia positions it as a key enabler of the region’s fintech revolution.
