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Key people at eCurrency.
eCurrency is a financial technology enterprise that develops proprietary hardware, software, and cryptographic protocols enabling central banks to issue secure digital fiat currency. The organization provides comprehensive end-to-end infrastructure for Central Bank Digital Currency (CBDC) implementation by utilizing its specialized Digital Symmetric Core Currency Cryptography technology. These enterprise-grade systems are specifically designed to operate alongside traditional physical notes and coins while supporting tiered distribution frameworks through existing commercial banking and financial technology ecosystems. By selling high-value digital currency solutions directly to central banks and international organizations, the business focuses on modernizing national security systems and advancing global financial inclusion initiatives. The company operates alongside strategic alliance partners such as Indra and has secured institutional investment backing from Flourish Ventures under the guidance of investor Arjuna Costa. eCurrency was officially established in 2011 by founder Jonathan Dharmapalan.
eCurrency Mint (eCM) is a technology company specializing in Central Bank Digital Currency (CBDC) solutions, pioneering proprietary hardware, software, and protocols like Digital Symmetric Core Currency Cryptography (DSC3) to enable central banks to issue secure digital fiat currency alongside physical notes and coins.[1][2][3][4] It serves central banks worldwide, solving the challenge of modernizing payments with safe, efficient digital legal tender for retail, wholesale, interbank, and cross-border use cases, while ensuring sovereignty, interoperability, and financial inclusion.[2][3][4] With headquarters in Dublin, Ireland, and offices in Oakland, California, eCurrency has demonstrated strong growth through pilots (e.g., Bank of Jamaica's national rollout), advisory services launched in 2023, and recent innovations like its Centralized CBDC platform and integrated cross-border solution unveiled in September 2025.[2][3][4]
Founded in 2011 by Jonathan Dharmapalan, who serves as CEO, eCurrency emerged to address the need for secure digital fiat issuance amid rising interest in digital currencies.[1][2][4] Headquartered in Dublin, the company quickly established itself as a pioneer in end-to-end CBDC solutions, drawing on Dharmapalan's expertise to develop DSC3 technology for offline and online transactions.[3][4] Early traction included investments from Flourish Ventures in 2015 and engagements with central banks, evolving from foundational R&D to operational pilots—such as the Bank of Jamaica's general-purpose CBDC rollout—and expanding into consulting services by 2023.[1][2][4]
eCurrency rides the global CBDC wave, driven by over 100 central banks exploring digital currencies to counter private cryptos, boost inclusion, and modernize payments amid digital shifts.[3][4] Timing aligns with post-2020 pilots accelerating into rollouts (e.g., Jamaica), favoring eCurrency's mature, sovereign-focused tech amid interoperability demands for cross-border flows.[3][4] It influences the ecosystem by setting standards via ITU-T leadership, enabling efficient transactions that promote growth and trust in public money over volatile alternatives.[3][4]
eCurrency is poised to lead CBDC commercialization, with its September 2025 cross-border launch positioning it for multi-nation adoptions amid rising G7 and emerging-market pilots.[3][4] Trends like AI-enhanced security, tokenization, and real-time global payments will amplify its edge, potentially expanding to more national rollouts and wholesale integrations.[4][5] As CBDC infrastructure solidifies, eCurrency's focus on trust and efficiency could redefine central banking, powering the digital fiat era from its pioneering 2011 roots.[1][3]
Key people at eCurrency.
