Dwilar

Based in Palo Alto, California, Dwilar is a financial technology company that provides AI-powered cross-border credit services and yen-denominated loans for foreign nationals and immigrants. The organization utilizes its proprietary credit assessment artificial intelligence, known as Lita, to help international clients, including American real estate investors and foreign workers in Japan, overcome traditional borrowing barriers like obtaining credit cards. Dwilar has generated measurable early commercial traction, successfully accumulating more than $10 million in initial pre-orders for its specialized financial products. In January 2026, the enterprise secured ¥1.5 billion, or approximately $10 million, in a pre-Series A venture capital funding round. This financing included repeat participation from Z Venture Capital, led by prominent investor Masaki Yuda, following their initial backing during the pre-seed stage. Dwilar was officially founded in February 2024 by entrepreneur Yoshitaka Nakamura.