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Based in San Francisco, Divine Research is a blockchain-based microlending platform that issues uncollateralized short-term cryptocurrency loans to underserved global borrowers outside the United States who are seeking alternatives to traditional finance. The company distributes capital primarily in the USDC stablecoin for micro-loan amounts typically under $1,000, utilizing Worldcoin's biometric iris-scanning technology to verify user identities and prevent fraud. Operating with a decentralized liquidity provision model, the platform allows anyone to supply capital and charges high interest rates between 20% and 30%. This pricing structure is designed to ensure profitability for liquidity providers by offsetting a reported 40% default rate among the international borrower base. Demonstrating early scale, Divine Research has successfully issued over 30,000 unbacked loans and secured $6.6 million in seed funding from lead investor Paradigm. The organization was co-founded by Diego Estevez.
Divine Research has raised $7.0M across 1 funding round.
Divine Research has raised $7.0M in total across 1 funding round.
Divine Research has raised $7.0M across 1 funding round. Most recently, it raised $7.0M Seed in September 2025.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Sep 1, 2025 | $7M Seed | — | Blockchain Capital, Robot Ventures, Lisa Cuesta | Announced |
Divine Research has raised $7.0M in total across 1 funding round.
Divine Research's investors include Blockchain Capital, Robot Ventures, Lisa Cuesta.
Divine Research is an Indian technology company specializing in providing technical analysis and information services focused on the Indian stock market. It offers various products aimed at helping traders and investors make informed decisions, including "Smart Cash," "BTST," "Option Infinity," and "Index Master," which are designed to generate high returns with low investment risk. The company primarily serves retail investors and traders by delivering market recommendations and technical insights, often through SMS. Divine Research addresses the problem of market complexity and information asymmetry by offering accessible, data-driven trading strategies and market views, supporting users in day trading and short-term trading. The company appears to have steady growth momentum within its niche in the Indian financial services sector[3].
Divine Research was founded by a team of skilled professionals with expertise in the Indian stock market and technical analysis. The idea emerged from the need to consolidate technical market views and actionable information under one roof to assist retail traders and investors. Early traction came from the adoption of their trading advisory services and premium products, which gained recognition for their effectiveness in helping clients achieve investment goals. The company has evolved by expanding its product offerings and enhancing its advisory capabilities to better serve the growing demand for technical trading support in India[3].
Divine Research operates at the intersection of financial technology and market analytics, riding the trend of increasing retail participation in stock markets, especially in emerging economies like India. The timing is favorable due to the growing penetration of smartphones and digital communication, enabling wider access to market data and advisory services. Market forces such as the democratization of trading, increased volatility, and the complexity of financial instruments create demand for technical advisory firms like Divine. By simplifying market analysis and providing actionable insights, Divine Research contributes to enhancing market efficiency and investor empowerment in the broader ecosystem[3].
Looking ahead, Divine Research is well-positioned to capitalize on the continued growth of retail trading in India and potentially expand its digital delivery channels beyond SMS to apps or web platforms. Trends such as AI-driven analytics, personalized trading strategies, and integration with broader fintech ecosystems could shape its evolution. As market complexity grows, Divine’s role in providing accessible, data-driven trading insights may become increasingly influential, helping more investors navigate volatile markets with confidence. The company’s focus on user-centric advisory services ties back to its core mission of simplifying market participation and maximizing returns for retail investors[3].
