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Cognitive Credit is a technology company.
Cognitive Credit has raised $18.0M across 2 funding rounds.
Cognitive Credit has raised $18.0M in total across 2 funding rounds.
Cognitive Credit provides specialist data and analytics for credit investors, enabling smarter and faster credit analysis through customizable credit models and real-time data updates.
Cognitive Credit has raised $18.0M in total across 2 funding rounds.
Cognitive Credit's investors include ETFS Capital, Fitch Ventures, Scalebridge Capital.
Cognitive Credit is a London-based technology company founded in 2017 that develops analytics software and data solutions specifically for corporate credit markets, addressing the lack of automation in an industry reliant on manual processes.[1][2][5] It serves leading asset managers, hedge funds, and investment banks by providing real-time, accurate financial data extraction, customizable credit models for over 2,600 high-yield (HY), investment-grade (IG) bond, and leveraged loan issuers, and workflow tools that automate low-value tasks like sourcing documentation and calculating metrics.[1][3][5] The platform solves core pain points—such as slow adaptation to technology compared to equity markets—enabling credit professionals to form independent views faster and cover more issuers efficiently.[1][5] With $18 million in total funding, including a $10 million Series B in 2025 led by ETFS Capital, the company has achieved strong growth momentum, employing around 50 people and positioning itself as a must-have service for global credit investors.[2]
Cognitive Credit was founded in 2017 by Robert Slater, a former credit analyst who, along with co-founders, experienced firsthand the inefficiencies of manual workflows in corporate credit analysis amid advancements in other fields like algorithmic trading and AI.[1][2] Frustrated by tools designed for equity markets and the absence of tailored alternatives, they launched the company to pioneer data and analytics custom-built for credit professionals.[1] Headquartered in London, early traction came from delivering "best-in-class" solutions that championed individual analysts, quickly attracting top-tier clients like asset managers and hedge funds.[1][2][5] Pivotal moments include securing $18 million in funding, with the latest $10 million Series B in Q2 2025 from ETFS Capital and XTX Ventures, fueling scalable expansion.[2]
Cognitive Credit stands out in the credit analytics space through these key strengths:
Cognitive Credit rides the wave of AI-driven financial automation, targeting corporate credit—one of the world's largest yet tech-lagging asset classes—where manual processes persist despite innovations elsewhere.[1][5] Timing is ideal amid surging demand for real-time data in volatile markets, regulatory pressures for precision, and the shift toward data-centric investing post-generative AI boom.[1][3] Favorable forces include institutional investors' need to cover more issuers with fewer resources, plus growing leveraged loan and bond volumes.[5] By modernizing credit workflows, it influences the ecosystem like fintech disruptors in equities (e.g., Bloomberg terminals evolved), potentially accelerating adoption of machine-readable fundamentals and setting standards for credit tech.[1][3]
Cognitive Credit is poised for accelerated growth by expanding its issuer coverage, enhancing AI features for predictive analytics, and penetrating emerging markets as credit volumes swell globally.[2][5] Trends like AI integration in fixed income, rising alternative data needs, and competition from incumbents will shape its path, but its specialist focus and funding runway position it to capture market share.[1][2] Its influence may evolve from niche innovator to ecosystem standard, empowering analysts to thrive in an automated future—proving that even credit markets can harness tech to unlock smarter, faster decisions, just as its founders envisioned.[1]
Cognitive Credit has raised $18.0M across 2 funding rounds. Most recently, it raised $10.0M Series B in September 2024.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| Sep 4, 2024 | $10.0M Series B | ETFS Capital | |
| Nov 1, 2021 | $8.0M Series A | Fitch Ventures | Scalebridge Capital |