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§ Private Profile · Bengaluru, India
An insurtech and healthtech platform integrating family health insurance with unlimited digital OPD consultations for Indian families.
Founded in 2016 by Bhavjot Kaur, Doctor Suraj Baliga, and Vishal Raja, Clinikk is a Bengaluru-based insurtech and healthtech platform that integrates family health insurance coverage with unlimited digital outpatient consultations. The company provides an AI-powered health concierge service offering continuous teleconsultations, personalized data-driven medical advice, and flexible payment plans accessible across multiple Indian languages. Operating on an affordable monthly subscription model, the enterprise serves Indian families seeking accessible primary healthcare and digital health services. To supplement its digital offerings, the organization operates twelve physical health hubs across its home city while generating approximately $5.6 million in revenue with a total workforce of 180 employees. To support its ongoing expansion, Clinikk has raised $6.4 million in total funding from prominent institutional investors, including MassMutual Ventures, Beyond Capital Ventures, 500 Global, and Stanford Angels and Entrepreneurs.
Clinikk has raised $7.0M across 2 funding rounds.
Clinikk has raised $7.0M in total across 2 funding rounds.
Clinikk has raised $7.0M in total across 2 funding rounds.
Clinikk's investors include Defy Partners, MassMutual Ventures, Oliver Jung, Avaana Capital, B Capital Group, Fireside Ventures, Shashank Deshpande, Anjali Bansal, Kunal Shah, Rohit M.A., 500 Southeast Asia, EMV Capital.
Clinikk has raised $7.0M across 2 funding rounds. Most recently, it raised $3.0M Series A in January 2023.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Jan 1, 2023 | $3M Series A | — | Defy Partners, MassMutual Ventures, Oliver Jung | Announced |
| Nov 1, 2021 | $4M Seed | MassMutual Ventures | Avaana Capital, B Capital Group, Defy Partners, Fireside Ventures, Oliver Jung, Shashank Deshpande, Anjali Bansal, Kunal Shah, Rohit M.a., 500 Southeast Asia, EMV Capital, Stanford Angels, Times Internet, WEH Ventures | Announced |
Clinikk is a Bengaluru-based health-tech company that integrates primary healthcare services with health insurance through a digital platform and physical health hubs. It offers treatments for chronic and acute conditions such as diabetes, respiratory infections, and skin disorders, serving individuals and families via membership plans that include unlimited outpatient consultations, diagnostics, medicines, and hospitalization coverage. Clinikk aims to make healthcare affordable, accessible, and comprehensive by combining telehealth, in-person care, and insurance in one ecosystem, currently operating multiple health hubs across Bangalore and expanding its footprint[1][2][4][7].
Founded in 2016 by Bhavjot Kaur and her team, Clinikk emerged from the vision to reduce healthcare costs to zero by bundling primary care with financial protection, especially targeting underserved populations like gig economy workers. Early traction came from launching primary care centers (Clinikk Health Hubs) and evolving product offerings such as the Clinikk Smart Diamond Plan, which provides free unlimited doctor consultations and generous health insurance coverage. The company has raised around $7 million in funding and continues to grow its presence and service offerings in the Indian healthcare market[1][2][4][5].
Clinikk rides the growing trend of digital health and insure-tech convergence in India, where rising healthcare costs and limited access to quality care create demand for integrated, affordable solutions. The timing is favorable due to increased telemedicine adoption post-pandemic and a shift toward value-based care models. By blending technology, insurance, and primary care, Clinikk addresses systemic inefficiencies and expands healthcare accessibility, influencing the broader ecosystem toward patient-centric, cost-effective healthcare delivery[1][4].
Clinikk is poised to expand its network of health hubs and enhance its digital platform to serve more customers across India. Future trends shaping its journey include increased adoption of AI and telehealth, growing demand for affordable insurance, and government initiatives supporting digital health infrastructure. Clinikk’s integrated model positions it to become a key player in transforming primary healthcare delivery and insurance, potentially influencing policy and market standards for accessible, value-based care.
Clinikk’s mission to reduce healthcare bills to zero by combining care and coverage reflects a forward-thinking approach that could redefine healthcare affordability and accessibility in emerging markets.