Chocolate Finance

Chocolate Finance is a Singapore-based financial technology company that provides a consumer savings platform offering high-yield cash accounts with daily returns and immediate withdrawals. The platform generates yields of up to 4.2 percent on initial deposits by investing customer capital into short-term funds while advancing its own resources to facilitate instant liquidity. Within its first seven months of operation, the company accumulated approximately S$1 billion in assets under management across a user base of 60,000 individual consumers. The enterprise has secured US$15 million in Series A+ funding from a syndicate of prominent institutional investors including Peak XV, Prosus, and partners at DST Global. Following initial domestic growth, the firm secured regulatory licensing to expand its wealth management services into the broader Hong Kong market. Chocolate Finance was founded in 2024 by Walter de Oude.