Carneros Bay

Carneros Bay operates as a FinTech curator, strategically integrating new technologies for financial institutions and enabling FinTech companies to scale. The firm evaluates mature FinTech providers, matching them with banks seeking innovative solutions. They also provide strategic and technical guidance to FinTechs, helping them navigate the complexities of the highly regulated financial services industry.

The company was founded by Gary Bender, a former global head of IP and Strategy at Visa and a Big 5 IP and Technology practice leader. Bender realized that large financial institutions struggled with innovation while nascent FinTech startups gained traction. His insight was to bridge this gap, allowing banks to enhance their FinTech strategies by connecting them with promising emerging technologies.

Carneros Bay serves both established financial institutions and developing FinTech enterprises. The company’s vision is to fuel FinTech engagement, fostering profitable integration of vetted new technologies that improve business operations and enhance customer service for financial institutions. They strive to create a mutually beneficial ecosystem where innovation thrives.