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§ Private Profile · San Francisco, CA, USA
AI-powered fintech platform helping consumers build and manage credit through financial education, focused on credit building for Americans.
Based in the United States, BON Credit is an AI-powered consumer financial technology platform that provides agentic solutions and personalized guidance to help users build and manage their credit profiles. The platform utilizes machine learning algorithms to analyze individual credit patterns and deliver actionable financial education. The company specifically targets Generation Z consumers and addresses a broader market of approximately 100 million Americans who are currently carrying credit card debt. Operating as a seed-stage venture, the enterprise has raised $3.5 million in early-stage funding to develop its artificial intelligence infrastructure and expand operations. This financial backing includes direct investments from VenturesLab, Outside VC, Hustle Fund, and Sequoia Scout Fund. The fintech company was established by co-founders Samder Singh Khangarot and former FICO executive Darwin Tu, who initially connected through their academic network at Stanford University.
BON Credit has raised $3.5M across 1 funding round.
BON Credit has raised $3.5M in total across 1 funding round.
BON Credit has raised $3.5M in total across 1 funding round.
BON Credit's investors include Gang Mai, Accel, Hustle Fund, MBA Ventures, Ethan Austin, Sequoia Capital.
BON Credit has raised $3.5M across 1 funding round. Most recently, it raised $3.5M Seed in December 2025.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Dec 9, 2025 | $3.5M Seed | Gang MAI | Accel, Hustle Fund, MBA Ventures, Ethan Austin, Sequoia Capital | Announced |