BizCapital is a technology company.
BizCapital has raised $17.0M across 2 funding rounds.
BizCapital has raised $17.0M in total across 2 funding rounds.
BizCapital has raised $17.0M in total across 2 funding rounds.
BizCapital's investors include Across Capital Partners, BackBone Ventures, BoxGroup, C2 Investment, Flourish Ventures, La Famiglia, Looking Glass Capital, Menlo Ventures, monashees, Glenn Solomon, Pareto Holdings, Promus Ventures.
BizCapital is a Brazilian fintech company providing online working capital loans and digital banking solutions to small and medium-sized businesses (SMBs/SMEs). It connects borrowing companies with investors via an automated platform that screens applications, prices loans based on risk profiles, and leverages data science for credit scoring, customer acquisition, and workflow optimization[1][2][4]. Serving Brazilian SMEs underserved by traditional banks, BizCapital solves capital access gaps—critical since SMEs drive much of Brazil's GDP and employment—through fast, reliable processes and "entrepreneur-to-entrepreneur" relationships, with products like BizConta digital accounts[1][2][3][4]. The company has shown strong growth, raising $18.7M total funding including a $12M-$15M round in 2021 from investors like Monashees, Quona Capital, MercadoLibre's venture arm, and others, achieving $12.5M revenue with 26 employees[2].
Founded in 2016 in Rio de Janeiro by three seasoned entrepreneurs—Daniel Orlean, Cristiano, and Francisco—BizCapital emerged to address SME financing voids in Brazil, inspired by U.S. models like CAN Capital[1][2]. The founders built on sophisticated data science for alternative underwriting, drawing from advisor insights like a former CAN Capital CEO who praised their predictive scoring and user experience focus[1]. Early traction came from partnerships in the payments ecosystem and automated screening, evolving from pure lending to digital banking like BizConta, with pivotal funding rounds validating their model amid Brazil's fintech boom[1][2][4].
BizCapital rides Brazil's fintech wave, targeting underserved SMEs amid digital banking disruption and rising demand for working capital in a market where traditional banks lag[1][2][3]. Timing aligns with Latin America's embedded finance growth, post-2021 funding surge reinforcing innovation confidence despite economic volatility[2]. Market forces like SME GDP contributions (yet capital shortages) and payments ecosystem partnerships favor it, positioning BizCapital as a leader influencing Brazil's FinTech scene by enabling scalable digital credit and banking[1][2].
BizCapital is poised to expand digital lending and BizConta amid Brazil's SME digitization push, potentially capturing more market share through data-driven expansions and new funding. Trends like AI underwriting and open banking will shape its path, evolving influence from niche lender to full-service SMB platform—bridging capital gaps that power economic growth, much like its founding mission to empower overlooked entrepreneurs[1][2][4].
BizCapital has raised $17.0M across 2 funding rounds. Most recently, it raised $12.0M Series B in June 2020.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| Jun 1, 2020 | $12.0M Series B | Across Capital Partners, BackBone Ventures, BoxGroup, C2 Investment, Flourish Ventures, La Famiglia, Looking Glass Capital, Menlo Ventures, monashees, Glenn Solomon, Pareto Holdings, Promus Ventures, Propel Venture Partners, Quona Capital, Rainfall Ventures, Sinai Ventures, Snowflake Ventures, Trajectory Ventures, Vayner RSE, Vine Ventures LP, Al Goldstein, Roland Brack | |
| Sep 1, 2018 | $5.0M Series A | Across Capital Partners, BackBone Ventures, BoxGroup, C2 Investment, Flourish Ventures, La Famiglia, Looking Glass Capital, Menlo Ventures, monashees, Glenn Solomon, Pareto Holdings, Promus Ventures, Propel Venture Partners, Quona Capital, Rainfall Ventures, Sinai Ventures, Snowflake Ventures, Trajectory Ventures, Vayner RSE, Vine Ventures LP, Al Goldstein, Roland Brack |