Agicap has raised $119.0M in total across 3 funding rounds.
Agicap's investors include Addition, Encomenda Smart Capital, Greenoaks Capital, Madrona Ventures, Partech Ventures, Kima Ventures.
Agicap is a fintech SaaS company that builds an all-in-one treasury management platform to centralize cash flows, automate financial tasks, and enable real-time forecasting for SMBs and mid-market companies.[1][2][3] It serves businesses across sectors like manufacturing, catering, fashion, construction, real estate, retail, and media, solving the core challenge of cash flow visibility and control—often described as the "lifeblood" of operations—by providing tools for monitoring, supplier payments, customer follow-ups, and precise forecasting to support strategic decisions on growth and liquidity.[2][3][5][8] With over 8,000 clients in 11-12 countries, 600 employees across five European offices (Lyon, London, Berlin, Barcelona, Milan), and a 98% satisfaction rate, Agicap demonstrates strong growth momentum, evolving from SME-focused tools to a comprehensive "Treasury Powerhouse" for mid-market needs.[2][3][5]
Founded in 2016 in Lyon, France, Agicap emerged to address the persistent pain point of cash flow management, which hampers even established companies amid economic pressures.[1][7] CEO Sebastien Beyet leads the company, with a team of financial experts driving its expansion; early ambitions focused on helping European CEOs and CFOs replace fragmented Excel-based processes with a unified dashboard for real-time monitoring and forecasting.[1][4] Pivotal moments include rapid market entries—starting in France, then Germany, Netherlands, Spain, UK (opened shortly before recent videos), and beyond—growing from hundreds to over 8,000 clients, with goals like hitting 10,000 by year-end in earlier projections, fueled by employee-driven sourcing and onboarding innovations.[2][4][7]
Agicap sets itself apart in fintech through these key strengths:
Agicap rides the fintech wave of treasury automation amid rising economic volatility, where cash flow failures threaten 82% of business insolvencies, making real-time tools essential for SMBs and mid-markets shifting from manual processes.[1][2][3] Its timing aligns with Europe's fragmented banking landscape and post-pandemic liquidity squeezes, enabling cross-border expansion into 11+ countries via local offices and multi-language support.[2][4] Market forces like regulatory pushes for financial resilience and AI-driven forecasting favor Agicap's comprehensive approach, influencing the ecosystem by empowering finance teams to prioritize strategy over admin—saving teams hours weekly and boosting deal velocity—while scaling fintech standards for treasury excellence.[3][5][6]
Agicap is poised to solidify as Europe's leading treasury platform, targeting further client growth beyond 8,000 and deeper mid-market penetration with rebranded "Treasury Powerhouse" capabilities.[2][3][5] Trends like AI-enhanced forecasting, embedded finance, and economic uncertainty will propel demand, potentially expanding to new markets and advanced features like debt optimization or global cash pooling. Its influence may evolve by setting benchmarks for actionable cash mastery, helping businesses not just survive but scale confidently—echoing its founding mission to rethink cash as a strategic asset rather than a mere challenge.[1][2][5]
Agicap has raised $119.0M across 3 funding rounds. Most recently, it raised $100.0M Series B in May 2021.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| May 1, 2021 | $100.0M Series B | Addition, Encomenda Smart Capital, Greenoaks Capital, Madrona Ventures, Partech Ventures | |
| May 1, 2020 | $16.0M Series A | Encomenda Smart Capital, Kima Ventures, Partech Ventures | |
| Sep 1, 2019 | $3.0M Seed | Kima Ventures |
