Adhara is a technology company.
Adhara is a technology company.
Adhara has raised $8.0M across 1 funding round.
Adhara has raised $8.0M in total across 1 funding round.
Adhara is a technology company specializing in blockchain-based liquidity management and international payment solutions for financial institutions. Founded in 2018 and headquartered in London, it provides real-time, multi-currency platforms that enable banks and central banks to handle cross-border payments, tokenized money, CBDCs, and intraday liquidity using atomic settlement to cut costs and risks.[1][2][3][5] Its products—like Deposit Token Solution, Interbank Payments, FundBloc, MarginBloc, CBDC Suite, and Digital Cash Commander—serve commercial banks, central banks, and treasuries, solving inefficiencies in traditional payment rails such as fragmented liquidity, forex exposure, and slow settlements.[2][3] In July 2025, Adhara merged with ioBuilders, forming a profitable entity with over 120 employees, double-digit million euro revenues, and partnerships with giants like Santander, BBVA, Deutsche Bank, and DTCC.[5]
Adhara was founded in 2018 by pragmatic financial industry veterans, including Julio Faura, who became CEO with over 20 years in investment banking, consumer finance, IT, operations, and global M&A.[1][5] The idea emerged from recognizing banks' pain points in inefficient payment processes, disconnected settlement cycles, and excessive liquidity needs, prompting the team to build wholesale settlement platforms using tokenized money rather than disrupt incumbents.[1] Early focus was on tools for instant cross-border payments, real-time forex and liquidity management, packaged into lines like RegionNet, GroupNet, HubIT, and Token+.[1] A pivotal moment came in July 2025 with the merger with ioBuilders (also founded 2018), combining Adhara's digital cash expertise with ioBuilders' tokenized platforms; Carlos Matilla became CEO, Peter Munnings COO, and Faura Chairman, boosting scale for production-grade DLT solutions.[5]
Adhara stands out in blockchain payments through enterprise-ready, non-proprietary tech optimized for regulated institutions:
(Note: Adhara Technology LLC at adharatech.com is a separate US-based engineering firm and unrelated.[4])
Adhara rides the tokenized asset and CBDC wave, capitalizing on DLT maturity for wholesale finance amid regulatory pushes for digital settlement (e.g., via Enterprise Ethereum).[3][5] Timing aligns with banks moving from pilots to production, driven by market forces like rising cross-border volumes, intraday treasury demands, and CBDC pilots by central banks, reducing traditional rails' friction.[1][2] It influences the ecosystem as a "keystone" connector, enabling interoperable networks like Partior and Ownera, standardizing digital cash for optimized treasuries and revenue strategies.[3][5]
Adhara's merger positions it as the go-to for blockchain software in digital assets, with scalable products set to dominate as regulations solidify and adoption accelerates. Trends like tokenized securities/lending and CBDC interoperability will fuel growth, potentially expanding influence via deeper FMI integrations and AI-enhanced liquidity tools. Expect the combined entity to lead enterprise DLT, transforming inefficient payments into real-time ecosystems—redefining how banks thrive in decentralized finance.[5]
Adhara has raised $8.0M in total across 1 funding round.
Adhara's investors include Force Over Mass Capital.
Adhara has raised $8.0M across 1 funding round. Most recently, it raised $8.0M Series A in May 2021.
| Date | Round | Lead Investors | Other Investors |
|---|---|---|---|
| May 1, 2021 | $8.0M Series A | Force Over Mass Capital |