4Front Credit Union

4Front Credit Union operates as a member-owned financial cooperative, providing comprehensive financial products and services. Offerings include checking and savings accounts, diverse loan options for personal and business needs, credit cards, and digital banking platforms. The institution centers its service model on member advocacy, delivering convenient and valuable financial solutions.

The credit union formed in January 2015 from the merger of two predecessors: Governmental Employees Credit Union, established in Traverse City in 1954, and Saint Mary Catholic Credit Union, founded in Charlevoix in 1957. These entities, later Members Credit Union and Bay Winds Federal Credit Union, combined through their volunteer boards, united by a vision for expanded member benefit.

Serving over 90,000 members across Michigan, 4Front Credit Union caters to individual and small business financial requirements. Its mission is to empower members to achieve financial goals and enhance well-being. The credit union cultivates relationships built on trust and commitment to financial future.